Cooperative Society Services and Economic Wellbeing of Members in Onu-Imo Local Government Area of Imo State, Nigeria.
Main Article Content
Abstract
The study examined cooperative society services and the economic well-being of members in Onu-Imo Local Government Area of Imo State, Nigeria. The research design adopted for this study was correlational research design. The population of this study consisted of one thousand two hundred (1200) cooperative members. A sample of 160 respondents was drawn for the study. The instrument used for data collection was structured questionnaire developed by the researchers. The instrument was titled “Cooperative Society Services and Economic Wellbeing of Members Questionnaire” (CSSEWMQ). The instruments were validated by one expert from the Department of Adult and Continuing Education and two experts from Measurement and Evaluation, College of Education, University of Calabar, Nigeria. Pearson Product Moment Correlation Coefficient analysis was used to analyse the data. Data collected were analyzed using mean and standard deviation in answering research questions while t-test was used in testing the hypothesis at 0.05 level of significance. The research findings revealed among others that granting of loan facilities to cooperative members have significant relationship with economic wellbeing of cooperators. It was recommended among others that cooperative societies should ensure effective management of loans provided by government and non-governmental organizations in order to ensure that all eligible members that need loans are given and at the right time.
Downloads
Article Details
Section
This work is licensed under a Creative Commons Attribution-NonCommercial 4.0 International License.
All articles published in TJESDS are under the Creative Commons Attribution 4.0 International License (CC BY 4.0). This license allows others to:
Share — copy and redistribute the material in any medium or format
Adapt — remix, transform, and build upon the material for any purpose, even commercially
Under the following terms:
Attribution — Proper credit must be given to the original author(s) and source, including a link to the license.
No additional restrictions — You may not apply legal terms or technological measures that legally restrict others from doing anything the license permits.
For more information, visit: https://creativecommons.org/licenses/by/4.0
How to Cite
References
Adebayo, K. (2020). Importance of agricultural facilities in cooperative management. Abuja: Martmonic Investment Ltd.
Adegunle, A.C (2019). Strengthening the role of trade unions in sustainable development. New York: United Nations Summit.
Adelowo, V. (2019). Issues of development and poverty reduction in Nigeria. Makurdi; Destiny Ventures.
Akin-Fakorede, O.O., Ironbar, V.E., Inaku, J.F., Ekpo, M.E., Umoh, M.S., Nakanda, E.V., Olofu, P.A., Bessong, C.D., Bessong, N.O., Ojong, R.O., Odey, M.O., Odok, J.A.,Arop, LO., Odey, S.E., Eturky, E.E. & Akomaye, A.U. (2025). Exploring the use of assistive digital resources in enhancing learning for students with intellectual disabilities in Cross River and Akwa-Ibom States, Nigeria. Journal of Intellectual Disability-Diagnosis and Treatment 13 (2), 161-177.
Akpama, S.I., Bessong, C.D., & Bessong, N.O. (2017). Attainment of the sustainable development goals (sdgs): The relevance of adult basic education. Journal of Faculty of Education, University of Calabar, 13 (1), 13-19.
Al-swidi, T. & Mahmood, Y. (2022). A way out of poverty and cooperative movement, Nigeria. Journal of Cooperative Society, 4 (4), 65-67.
Anyadike, N. Ogiri, H.K. Agbo, S.U. Bessong, N.O. Bessong, C.D. Godwin, O.I. Nkmjike, O., Onyinye, E., Onyeodiri, I.C., Okengwu, M., Nwabuko, L.O., Otu, M.S., Victoria-Aigbodion, V. & Ndile, R. (2024). Cognitive and behavioural approaches to occupational stress management: The case of adult education administrative workers in Nigeria. Medicine, 103 (4), 1-7.
Asaolu, T.O. (2021). Evaluation of the performance of the cooperative investment and credit societies (CICS) in financing small scale enterprise (SSES) in River State. Nigeria: New Delhi.
Ayola, P. (2020). Nigerian cooperative movement yesterday, today and tomorrow. "Paper Presented at Conference for Cooperative Leaders and Members Organize by Cooperative Federation of Nigeria South-South Zone. Wisdom publishers.
Bessong, C.D., Bessong, N.O. & Ubana, M.U. (2024). Structural functionalism theory of sociology of adult education: Its relationship to the principles and practice of adult education. In Agu, N.C.N., Ogar, J.O., Ogba, F.N., & Undie, J.A. Perspectives in Educational Management. 227-234. Ndufu- Alike: Department of Educational Management, Alex Ekwueme Federal University.
Bessong, C.D. & Bessong, N.O. (2026). Quality assurance and accreditation of educational programmes in Nigeria tertiary institutions. Transforming Education: Leadership and Inclusive Practices, 1, 217-223.
Bessong, N.O., Bessong, C.D. & Olofu, P.A. (2026). Influence of training of facilitators in enhancing quality assurance in adult education programmes in South-South, Nigeria. Transdisciplinary Journal of Education and Sustainable Development Studies, 2 (1), 436-449.
Bessong, N.O., Bessong, C.D. & Olofu, P.A. (2026). Effectiveness of implementation strategy for promoting quality assurance in adult education programmes in South-South, Nigeria. The Researcher’s Journal: A Journal of Contemporary Educational Research, 8 (2), 1-14.
Ekwebe, A. (2019). An influential analysis of the impact of loan on cooperative service in Nigeria. European journal of Business and innovation research. 3 (2), 11-24.
Emesu, K.I. (2019). Impact of loan as a source of finance in developing nation economy: A case study of selected cooperative society in Imo State.
Ezejiofor, C.N & J.U. Okaofor (2020). Community building: What makes it work. Paper Presentation on Tools for Community Change.
Febian, A. (2021). Housing challenges and cooperative focus in sustainable development programmes: Actions from Rio
Fredericks, W. (2020). The change educator: A distinctive style in tomorrow's track: Experiments with learning to change. Columbia: New Community Press.
Grossman, R. (2019). The short guide to community development. Bristol: The University of Bristol.
Ibok, E.E., Anam, B.B., Akpa., S.U., Ekon, E.E., Obeten, O.O., Ogar, R.O., Inah, L.I., Unamba, C.P., Obi, J.J., Amos, P.I., Edet, I.B., Swem, T., Patrick, E.O., Unimna, F.U., Ameh, E.D., Bessong, C.D., Bessong, N.O., Olenye, E.S., Njoku, C., Odok, E.A., Obeten, A.W., Ekeng, E.B., Ani, A.U., Afiene, G.A. and Omini, U.U. (2026). Effect of recreational activities on mathematics achievement and self-eff of students with mild intellectual disabilities in an inclusive classroom in Calabar Metropolis, Cross River State, Nigeria. Journal of Intellectual Disability-Diagnosis and Treatment, 14 (2),163-178.
Idowu, V.A. (2021). Nongovernmental organizations activities in the implementation of rural development projects in Calabar, Cross River State, Nigeria. Unpublished M.Ed Thesis, University of Calabar, Calabar.
Koledoye, U.L., Olori, G.I., Bessong, C.D., Bessong, N.O., Olori, C.N., Nwoye, A.V., Nwizu, S.C. & Ogbonna, A. (2026). Promoting business communication among undergraduates through online learning. Revista Academia Y Virtualidad, 19 (1), 1-14.
Lawal, T.O. (2019). Introduction to modern cooperative management. Akure: Alide-Eyo and Co. Ltd.
Lebossé, J. (2020). Microfinance et développement local. Paris: OCDE.
Mayor, A. (2019). Cooperatives and community development: A perspective on the use of cooperatives in development. Journal of Community Practice, 19 (1), 111-120.
Mbagwu, F.O., Bessong, C.D., & Anozie, O.O. (2016). Contributions of tourism to community development in Cross River State, Nigeria. Review of European Studies, Canadian Centre of Science and Education, 8 (4), 121-130.
Oboqua, E.D., Bessong, C.D., & Bessong, N.O. (2017). Corporate social responsibilities of granite companies in educational facilities and portable water and implementation of community development projects in selected areas of Cross River State, Nigeria. Special Needs Education, Journal of the Department of Special Education, 3, 75-88.
Oboqua, E.D., Bessong, C.D., & Bessong, N.O. (2017). Community education programmes and poverty reduction among rural farmers in southern Cross River State, Nigeria. International Journal of Continuing Education and Development Studies, 4 (1), 72-78.
Oboqua, E.D., Bessong, C.D., & Bessong, N.O. (2018). Attainment of the millennium development goals in the provision of improved sanitation in Cross River State, Nigeria. International Journal of Contemporary Social Science Education, 1 (1), 129-134.
Odisong, I. & Nyama, I.E. (2022). Availability and type use of loan in cooperative societies in South-South, Nigeria. International Multidisciplinary Journal, 5 (5), 315-331.
Okengwu, M.C., Ogechi, N., Imo, O.C., Bessong, N.O., Bessong, C.D., & Ekere, O. (2026). The role of rational emotive behavior therapy (REBT) in alleviating burnout and dysfunctional career beliefs among adult education teachers in Nigeria: A randomized controlled trial. Cineforum, 66 (2), 1404-1422.
Olofu, P.A., Bessong, C.D., & Usua, O.B. (2024). Homegrown school feeding programme and basic school students’ enrollment and retention rate in Cross River State, Nigeria. Inter-Disciplinary Journal of Science Education, 5 (1), 80-89.
Onuoha, E. (2019). Principles of cooperative enterprise, Enugu. Nigeria. Express Publishing. Journal of Workplace Learning, 5 (1), 7-10.
Oroka, O.V., Bessong, C.D., Bessong, N.O., Ewuru, A.A. & Olori, G.I. (2024). Effect of media literacy on entrepreneurial development of learners in adult and vocational education. Journal of Media Literacy Education, 16 (2), 61-70.
Oyebanyi, J.O. (2018). In Nigeria, a people united, a future assured survey of state. Calabar: Gabumo Publishing Company.
Welland, K. (2020). Non-governmental organizations and states in Africa, rethinking roles in sustainable agriculture. London: Routledge.